# Form 497K: Summary prospectus for mutual funds

Canonical: https://sec-api.dev/sec-forms/497k

> A 497K is a fund’s summary prospectus filed under Rule 497(k). It is the short document investors see first, with fees, investment objectives, principal risks and performance.

## Who files it

Open-end funds using a summary prospectus under Rule 498.

## Deadline

Filed under Rule 497 when first used.

## What it contains

- Fee table
- Principal investment strategies and risks
- Performance bar chart and table

## Recent filings observed

| Filed | Company | Form | Filing |
| --- | --- | --- | --- |
| 2026-11-09 | VanEck ETF Trust | 497 | https://www.sec.gov/Archives/edgar/data/1137360/000113736026001008/0001137360-26-001008-index.htm |
| 2026-11-09 | Nomura ETF Trust II | 497 | https://www.sec.gov/Archives/edgar/data/809064/000207184426001849/0002071844-26-001849-index.htm |
| 2026-11-09 | TALCOTT RESOLUTION LIFE INSURANCE CO SEPARATE ACCOUNT 11 | 497 | https://www.sec.gov/Archives/edgar/data/1140019/000114001926000221/0001140019-26-000221-index.htm |
| 2026-11-09 | PROSHARES TRUST | 497 | https://www.sec.gov/Archives/edgar/data/1174610/000117461026001224/0001174610-26-001224-index.htm |
| 2026-11-09 | PROSHARES TRUST | 497 | https://www.sec.gov/Archives/edgar/data/1174610/000117461026001223/0001174610-26-001223-index.htm |
| 2026-11-09 | AMERICAN CENTURY ETF TRUST | 497K | https://www.sec.gov/Archives/edgar/data/1710607/000171060726000343/0001710607-26-000343-index.htm |
| 2026-11-09 | AMERICAN CENTURY ETF TRUST | 497K | https://www.sec.gov/Archives/edgar/data/1710607/000171060726000342/0001710607-26-000342-index.htm |
| 2026-11-09 | AMERICAN CENTURY ETF TRUST | 497 | https://www.sec.gov/Archives/edgar/data/1710607/000171060726000341/0001710607-26-000341-index.htm |
| 2026-11-09 | Themes ETF Trust | 497K | https://www.sec.gov/Archives/edgar/data/1976322/000182912626012141/0001829126-26-012141-index.htm |
| 2026-11-09 | Themes ETF Trust | 497K | https://www.sec.gov/Archives/edgar/data/1976322/000182912626012137/0001829126-26-012137-index.htm |

## API

`GET https://sec-api.dev/api/v1/search?query=%22summary%20prospectus%22&form=497K&limit=5` with `Authorization: Bearer $SEC_API_KEY`

## Questions

**Where are fund fees disclosed?** In the fee table near the start of the summary prospectus (497K) and the statutory prospectus.

Source: https://www.sec.gov/rules-regulations/2009/01/enhanced-disclosure-and-new-prospectus-delivery-option-registered-open-end-management

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Independent. Not affiliated with, endorsed by, or sponsored by the U.S. Securities and Exchange Commission. Data is reproduced from public SEC filings and datasets. Not investment advice.
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